Supplemental Underinsured Coverage

Supplemental Underinsured Coverage

Coverage that protects occupants of a vehicle when they are involved in an accident with a vehicle that has limited coverage, allowing the injured person to recover from their own insurance company above the underinsured motorist’s insurance policy limit.

  • Example : Rob was struck by Anthony’s vehicle.  Rob broke his leg and required surgery.  Anthony’s insurance company offered Rob Anthony’s full insurance policy limit of $50,000.  Rob had supplemental underinsured coverage with his own insurance company for $150,000.  Rob recovered $100,000, the difference between the two policy limits, from his own insurance company.

Time sensitive applications and notifications must be sent to the appropriate companies to preserve your right to seek this coverage. See Personal Injury Forms

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